Insurance for Classic Cars

Insurance for Classic Cars

What constitutes a classic car can sometimes be a matter for dispute, but you will find that we have a broader definition than most of our competitors, which includes cars as young as 5 years old. We could arrange great cover whether your car is a Vauxhall VX220, Austin Seven or even a trusty Ford Cortina.

Whether you bought your car as a ‘project’, a hobby or simply to have fun driving in, we understand the particular needs that classic car owners have from a classic insurance policy. That’s why we could offer:

 

    • Agreed value cover – many insurers will only pay out the ‘market value’ of your classic car if you suffer a total loss. We could assess your car and agree cover for its true value, so you won’t get a nasty surprise if you need to make a claim.

 

    • Laid up policies – so your classic projects are fully protected from theft or mishap.

 

    • Limited Mileage discounts – the fewer miles you drive, the more you can save, from as little as 1,500 miles. Because classic cars tend not to be driven every day, most schemes incorporate a limited mileage element. Unlike many of our competitors, however, we could also offer insurance for people who use their classic car more frequently.

 

    • Wedding Hire cover – could be arranged on application.

 

    • Track Day / Rally cover – could be arranged on application, depending on the policy taken.

 

    • Owner’s Club Discounts – If you belong to a recognised classic car owners club or enthusiasts’ forum, you may receive a discount of up to 15%, depending on the policy taken.

 

  • Modified Classic Insurance – Almost all modifications could be covered on a like for like basis

 

 

 

 

 


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